If you have made the decision to change your home due to your age change your home and take the sale of your property into your own hands you should consider a few things in advance. The property market property market is in high demand. Anyone selling a house quickly quickly have a bunch of prospective buyers standing outside the door and are spoilt for choice. spoilt for choice. Which prospective buyers are really serious and can afford your property? Last but not least, you want your home, that you have spent so many years in into good hands. We show you how to proceed with the selection process.
Step 1: Prevent sightseeing tourism
Not every prospective buyer who responds to your offer is really interested in really interested in buying. To avoid so-called avoid so-called viewing tourism and only invite people into the house who are seriously considering a purchase after viewing the exposé, it is important to have criteria for a pre-selection at this stage. Full contact details should therefore be a must. It is also It is also a good idea to have the prospective buyers fill out a questionnaire in in which you provide initial information about the people moving in, price expectations and financing options. Those who vague information and would prefer to remain anonymous is most likely not a serious prospective buyer. Even with online tools such as 360-degree viewings, where interested parties interested parties have to enter their contact details, a pre-selection can already be can be made.
Step 2: Screening with the credit check
If, after the viewings, you are left with several interested parties you have a good gut feeling about, it is crucial to know whether they can actually afford the property. Because of course the most important criterion when selecting a buyer is that they are solvent. To check their creditworthiness, you have several options. First of all, credit agencies such as Schufa Holding AG provide information about a person's solvency and indebtedness of a person. As a private seller, however, it is difficult to obtain this information. Prospective buyers must therefore therefore have to send you a self-disclosure. Other examples of credit agencies are Bürgel and Creditreform. These also provide also provide information about existing property ownership and a general assessment of your financial situation. In addition to the data you receive this way, it is also a good idea to request information about the assets assets of your prospective buyers. This includes account and statements, but also business documents. The most important criterion ultimately, however, is the bank's financing commitment. Make sure make sure that the loan has been approved specifically for the purchase of your property. property has been approved. This will ensure that the prospective buyer does not end up paying off another property.
Step 3: Criteria for the final selection
In the end, it may be that there are still two or even more solvent prospective buyers in front of you. How do you make your your decision? The simplest option is probably the "first-come-first-serve" principle: whoever approaches you first with a secured first to approach you with a secure purchase offer gets the property. However, you are not bound to sell to the fastest bidder, but are completely completely free in your choice. A sympathy bonus can therefore just as little as a decision by lot. decision by lot. You can also make your choice dependent on how well the new residents fit into the neighbourhood. After all, the new owner is supposed to take your place. So make for the sake of your neighbours, get a detailed picture of the people interested parties for your property. When selling a flat in a block of flats apartment block, it is often even customary for the owners' association must approve the buyer beforehand. Be cautious However, you should be careful with additional payments. Although it is legitimate to sell to the highest bidder is legitimate, but you must not accept any additional payments that are not listed in the purchase contract. in the purchase contract. Otherwise you will quickly run into problems with the tax office.
If you take all these tips to heart, you can leave your beloved home to a new generation to a new generation with a good feeling, who will hopefully hopefully accumulate as many wonderful memories in their new home as you have you have done.
Do you need help choosing a suitable buyer for your property? your property? We are happy to support you and take care of the credit check for you.
Photo: © Deagreez
